Get Pre-Approved for Your Next Lincoln

Enjoy Easy Lincoln Financing

Spring is in the air and it’s time to find your perfect Lincoln at Spitzer Lincoln DuBois in PA, near the Saint Marys, Warren, and State College communities. Make the most of your summer travels in the comfort and luxury of the 2023 Lincoln Navigator.

Enjoying your new Lincoln Navigator, Aviator, Nautilus, or Corsair means not worrying about financing. That’s where the experts in the Spitzer Lincoln DuBois Finance Center come in. They’ll help you with competitive rates on loans and leases from Lincoln Automotive Financial Services.

Why Get Pre-Approved for an Auto Loan?

Getting pre-approved for an auto loan has many benefits for the new or used car buyer. That’s why it’s important to sit down with a Spitzer Finance expert before you purchase. Pre-approval lets you know how much you can borrow and what the interest rates will be.

Our expert will help you factor in taxes and fees, which are generally estimated by adding 10% to the purchase price, and help you figure out trade-in or down payment amounts you’ll be adding that will offset the price.

Once you’ve gathered all of this information, you can then use our easy auto loan calculator to estimate your monthly payments and set a realistic budget for your car purchase.

How Does Auto Loan Pre-Approval Work?

CONTWhen you stop into Spitzer Lincoln DuBois and talk to one of our financial experts, they’ll help explain how getting pre-approved for an auto loan or lease works, and help take you through the process. NT

Once you provide them with the appropriate personal and financial data, they can then give you information on how much money you would be issued for a car loan and what the interest rates for various loan terms would be.

Get Help with Your Car Credit Application

It’s easy to fill out a car credit application with the help of the financial experts at Spitzer Lincoln DuBois. Stop in today and they’ll get you on your way.

You simply fill out a Lincoln Credit Application that provides relevant personal and financial information including social security number, date of birth, employment status and/or annual income, address, monthly mortgage or rent, and email address.

You’ll also be asked to provide answers about your preferred vehicle and financing options—ie: purchase or lease—along with your permission to do a soft credit pull. (which does not affect your credit score). The entire process takes only 10-15 minutes.

Apply for an Auto Loan with Spitzer Lincoln DuBois

Stop into Spitzer Lincoln DuBois in PA soon and find your perfect summer vehicle. We have a large inventory of brand new 2023 models to choose from, as well as like-new Certified Pre-Owned vehicles, and a selection of cars, trucks, and SUVs priced under $15K.

Although every reasonable effort has been made to ensure the accuracy of the information contained on this site, absolute accuracy cannot be guaranteed. This site, and all information and materials appearing on it, are presented to the user "as is" without warranty of any kind, either express or implied. All vehicles are subject to prior sale. Price does not include applicable tax, title, and license charges. ‡Vehicles shown at different locations are not currently in our inventory (Not in Stock) but can be made available to you at our location within a reasonable date from the time of your request, not to exceed one week.